Credit Card Payoff Calculator

See how long it takes to pay off your balance and how much interest you'll pay

Balance & Payment
Results

Enter your balance and payment to see results

Credit Card Payoff Tips

Pay More Than Minimum

Even small extra payments can significantly reduce payoff time and interest

Consider Balance Transfer

Lower interest rate cards can save thousands in interest payments

Stop Using the Card

Avoid adding new charges while paying off existing debt

Create a Budget

Track expenses to find extra money for debt payments