Mortgage Articles

Navigate today's 6.3% mortgage rates with our comprehensive 2025 affordability guide. Learn how credit scores, debt-to-income ratios, and down payment options impact your buying power in the current market.

Discover how a mortgage refinance calculator can help you make informed decisions about refinancing your home. Learn the key factors that determine whether refinancing is right for you, including interest rate differences, closing costs, and break-even analysis.

This comprehensive guide provides current mortgage rates from leading lenders, practical steps for rate shopping, and actionable strategies to secure the best home loan rates available today.

New York offers extensive first-time homebuyer programs including SONYMA's low-interest loans, NYC's HomeFirst program with up to $100,000 down payment assistance, Federal Home Loan Bank grants, and specialized programs for veterans and recent graduates. These programs feature competitive rates, minimal down payments, and forgiveness options.