Mortgage Calculator
Calculate your monthly mortgage payment including principal, interest, taxes, and insurance
Mortgage Details
20.0% of home price
Payment Breakdown
Enter your mortgage details and click "Calculate Payment" to see your results
Mortgage Tips & Considerations
Down Payment
20% down payment helps avoid PMI and reduces monthly payments
Interest Rates
Shop around for the best rates - even 0.25% can save thousands
Loan Term
Shorter terms mean higher payments but less total interest
Property Taxes
Research local tax rates - they vary significantly by location
Home Insurance
Required by lenders and protects your investment
Pre-approval
Get pre-approved to know your budget and strengthen offers