Retirement Calculator
Project your retirement balance and a 4% rule withdrawal estimate
Inputs
0%
Projection
$1,020,842
Final Balance at Retirement
35
Years to Retire
$40,834
Annual Income (4% Rule)
$220,000
Total Contributions
$800,842
Investment Earnings
Safe Withdrawal (4% Rule)
Monthly Income:$3,403
Retirement Planning Tips
Start Early
Time is your most powerful tool - compound interest works best over decades
Increase Contributions
Gradually increase your savings rate with salary raises
Employer Match
Always contribute enough to get full employer 401(k) matching
Diversify Investments
Spread risk across different asset classes and investment types
Control Expenses
Lower retirement expenses mean you need less saved to retire
Review Regularly
Adjust your plan as life circumstances and goals change