ROI & CAGR Calculator
Compute return on investment and approximate compound annual growth rate for your investments
Investment Inputs
CAGR is approximate when there are contributions; exact CAGR requires dated cashflows (XIRR).
Performance Results
Enter values and calculate to see ROI
Understanding ROI & CAGR
Key Metrics Explained
Return on Investment (ROI)
ROI measures the total return relative to your investment. Formula: (Final Value - Total Invested) / Total Invested × 100
Compound Annual Growth Rate (CAGR)
CAGR shows the annual growth rate assuming compound growth. It smooths out volatility over time.
Investment Performance Benchmarks
Conservative (3-5%)
Bonds, CDs, high-yield savings accounts. Lower risk, steady returns.
Moderate (6-8%)
Balanced portfolios, index funds. Historical stock market average around 7-10%.
Aggressive (9%+)
Growth stocks, emerging markets. Higher potential returns with increased risk.