Student Loan Calculator
Calculate your monthly student loan payments and total interest over the life of the loan
Loan Details
Payment Summary
Enter your loan details and click "Calculate Payment" to see your results
Student Loan Repayment Guide
Repayment Plan Options
Standard Repayment
Fixed payments over 10 years. Typically results in the lowest total interest paid.
Graduated Repayment
Payments start low and increase every two years. Good for those expecting income growth.
Extended Repayment
Lower monthly payments over 25 years, but significantly more interest paid over time.
Strategies to Save Money
Make Extra Payments
Pay extra toward principal to reduce total interest and pay off loans faster.
Consider Refinancing
If you have good credit, refinancing might lower your interest rate and monthly payment.